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So you want to learn the truth about cheap payday loans online? Keep reading, and we will school you on the real costs associated with payday loans.
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Cheap Payday Loans

Image of cheap loan guyNews flash there is no such thing as "cheap payday loans." They do not exist. Payday loans were never intended to be inexpensive or borrowed long term. Payday loans are the complete opposite of cheap to be exact. This probably isn't the news you wanted to hear but at Landmark Cash ™ our priority is customer satisfaction and the truth.

Payday loans are high-interest loans that are meant to be borrowed for short time frames usually between 1 and 31 days. Interest rates can vary widely depending on where you live. If you want to know the exact interest rate where you live, choose your state from the list at the bottom of this page. The upside to payday loans is the lenders cater to people with bad credit which banks do not. They can also be acquired online and received the same day you apply.

There are hundreds if not thousands of companies online that offer so-called low fee payday loans, and this should be your first red flag. These companies are intentionally trying to deceive you to earn your business. This is why Landmark Cash ™ stands out from the crowd. We try to be as transparent as possible about the service we provide and inform you of exactly what you're getting into.

Landmark Cash ™ provides a matching service and the best way to secure easy payday loans online. Once you complete an application on our website, it's reviewed in real time by lenders that are licensed in your state. Applying on Landmark Cash ™ means you get matched with an affordable direct lender not some scummy fly by night operation. Your lender will inform you of the exact interest rate, length of your loan and any additional fees. Don't be conned by the allure of a cheap payday loan because there is no such thing!

List of states that allow cheap payday loans:

If you're ready to learn more select your state above. You can apply on that page or any page of this website. If you have more questions by all means visit our Faq, about, privacy and terms pages.

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Where can I find cheap payday loans over 3 months?

The term cheap and payday loans are not synonymous meaning they don't go hand-in-hand. Payday loans have fairly high interest rates and need to be repaid within 31 days not 3 months. The primary advantage of payday loans is people with terrible or no credit can be approved. Your state government determines the maximum dollar amount you can receive. $1000 is typically the max you will receive which means even though the interest rate is high it still won't cost you very much. You can apply on Landmark Cash ™.

How can you apply for low interest payday loans the same day with no credit check?

Low fee payday loans don't exist. If you find a lender advertising inexpensive payday loans online, run!. Cash advances are geared towards people with poor credit therefore the interest rates will be high. Lenders must charge higher prices to offset their liability because these borrowers are at higher risk of not repaying their debt. Some lenders will perform credit checks and some will not. Most companies use a service called Teletrack which is a database that tracks payday loan customers borrowing habits. Your income will be the primary determining factor on whether you're approved on not.

Where can I apply for affordable payday loans at reasonable rates?

Landmark Cash ™ is the best company to help you find an affordable payday loan. When you complete an application, we automatically submit it to lenders in your state greatly increasing your chances of being approved. Each state sets the maximum dollar amount you can receive and the maximum interest rate a lender can charge. To find out the rates, please select your state from the list above.