Learn about guaranteed payday loans online from direct lenders with instant same day approval.

Guaranteed Payday Loans Direct Lenders

Image of direct lender customer If you want to skip the BS and get a safe payday loan as fast as possible apply above. If you're interested in learning the truth about so-called guaranteed payday loans from direct payday lenders, keep reading. First things first any time you see the words "guaranteed" and "loan" used in the same sentence it's a gimmick. There is no lender on this planet dumb enough to offer a guaranteed loan before reviewing your credit history.

Was that harsh? Sorry if so but we don't sugar coat the truth at Landmark Cash ™.

While there are direct lender payday loans no teletrack with 100% approval it's only after your credit history has been vetted. Just like any business loan lenders are here to make a profit and they need to be certain you can repay your debt before working with you. Once verified you have the ability to repay a loan you may be offered a guaranteed approval payday loan from a direct lender.

How do you qualify for a payday loan?

First you need to have a job or a source of income brining home a minimum of $1000 per month.
Second you need to be a United States resident.
Third you need to be at least 18yrs old.

If you can meet the minimum requirements above and don't have an insane amount of debt there's a good chance you can get a payday loan online from direct lenders with instant approval. To apply fill out this short application to see how much you can borrow. The maximum amount a lender can let you borrow is capped by the state in which you live. If you want to learn move about your states interest rates and maximums, check the list below.

Some lenders will use a system called Teletrack to see if you have any other payday loans outstanding while others will not. Every lender has their own system for offering guaranteed payday loans online with no credit check from direct lenders. You can spend your money however you wish, but we suggest you be responsible. Paying bills, buying groceries and taking care of medical expenses are all reasonable choices.

List of states that allow direct payday loans:

Alabama (AL)
Alaska (AK)
California (CA)
Colorado (CO)
Delaware (DE)
Florida (FL)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IN)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Mexico (NM)
North Dakota (ND)
Ohio(OH)
Oklahoma(OK)
Oregon(OR)
Rhode Island(RI)
South Carolina(SC)
South Dakota(SD)
Tennessee(TN)
Texas(TX)
Utah(UT)
Virginia(VA)
Washington(WA)
Wisconsin(WI)
Wyoming(WY)

Are payday loans guaranteed?

Yes and no. A lender will not guarantee you can be approved for a loan until your financial history is reviewed. Once the lender has qualified you as an acceptable borrower, they may ensure a certain amount of money. Be very wary of any websites using the phrases "instant approval," "no credit check" or similar because it may be a scam.

Can I get a 200 dollar loan?

Yes, you can get a $100 to $1000 loan if your state allows payday loans and you meet the lenders' requirements. In most cases you need to bring home at least $1000 per month, be a U.S citizen and have a checking account.

What is a no teletrack payday loan?

First let us understand what the term "teletrack" means. Teletrack is a nationwide database payday lenders use to check your current and past loan performance. This includes the amount and number of any previous or outstanding loans you have. It also shows if you made all your payments on time. A no teletrack payday loan would mean the lender doesn't access this database to view your loan history.

Can I get a payday loan with no bank account?

It's uncommon to get a payday loan online unless you have a bank account. When you apply for a payday loan online the process is not done in person; therefore, the lender needs somewhere to deposit your cash. In most cases, your money is sent to a checking account that is in your name. Most banks offer free checking accounts, so this shouldn't be a problem regardless of your credit.

Can I get a payday loan if I already have one out?

Some states allow you to borrow more than one payday loan at a time. This is not something the lender can decide it solely depends on the state you live. You can check your states lending terms by clicking your state from the list on this page.