Landmark Cash ™ is the Internets premier loan resource. Ready to collect your cash? Just click the "Apply" button above or "Click Here" button below. Want to learn more? Keep reading or visit the "More" button.
Bad Credit Loans
Bad credit loans should be used as short-term loans that you can repay quickly. When you apply on Landmark Cash ™, you will have the opportunity to accept or reject the loan and review the terms.
The Truth in Lending Act protects you during the application process. This law requires lenders to disclose all associated fees and the interest rate of the loan. Some lenders may offer loans for bad credit with monthly payments while others may require weekly payments.
Reasons why personal loans for people with bad credit are sought after include emergencies, bills, car repairs and other unexpected situations. Landmark Cash ™ wants to make sure you fully understand that you will be responsible for repaying your loan. If you are late making a payment, there is a possibility you will incur a penalty. If you abandon your payments, your credit could be affected.
First-time customers will not be able to borrower more than $1000 at a time. Applicants must be at least 18 years old and have a job. You must make at least $1000 every 31 days and have a checking account. $500 loan for bad credit is the average first time loan amount.
When you complete an application, Landmark Cash ™ will match you with lenders that offer loans for bad credit. We are not bad credit personal loan lenders; we only provide a matching service. Most companies we work with offer same day loans which allow you to get your payday advance online today.
What States Allow Bad Credit Loans?
Bad credit loans are governed by each state, not on a federal level. Each state decides if they will allow poor credit loans and the dollar amount. The map below defines each state's stance on short-term lending. Landmark Cash ™ does its best to keep the information below accurate, but please perform your due diligence.
PLEASE READ: If the state you live in does not allow bad credit loans you CAN still apply. You will not be approved for quick cash loans, but there may be alternative funding options available.
List of States Where Bad Credit Personal Loans Are Legal Online
Landmark Cash ™ will do its best to keep each states lending regulations up to date. States can change their terms without notice, and by viewing this data, you agree not to hold Landmark Cash ™ liable for any discrepancies.
| State |
Bad Credit Lending |
Maximum Dollar Amount |
Length of Loan |
| Alabama (AL) |
Yes |
$500 |
31 days |
| Alaska (AK) |
Yes |
$500 |
14 days |
| California (CA) |
Yes |
$300 |
31 days |
| Colorado (CO) |
Yes |
$500 |
No maximum |
| Delaware (DE) |
Yes |
$500 |
60 days |
| Florida (FL) |
Yes |
$500 |
31 days |
| Hawaii (HI) |
Yes |
$600 |
32 days |
| Idaho (ID) |
Yes |
$1,000 |
No maximum |
| Illinois (IL) |
Yes |
$1,000 |
120 days |
| Indiana (IN) |
Yes |
$550 |
No maximum |
| Iowa (IA) |
Yes |
$500 |
31 days |
| Kansas (KS) |
Yes |
$500 |
30 days |
| Kentucky (KY) |
Yes |
$500 |
60 days |
| Louisiana (LA) |
Yes |
$350 |
30 days |
| Michigan (MI) |
Yes |
$600 |
31 days |
| Minnesota (MN) |
Yes |
$350 |
30 days |
| Mississippi (MS) |
Yes |
$500 |
30 days |
| Missouri (MO) |
Yes |
$500 |
31 days |
| Montana (MT) |
Yes |
$300 |
No maximum |
| Nebraska (NE) |
Yes |
$500 |
34 days |
| Nevada (NV) |
Yes |
No maximum |
No maximum |
| New Hampshire (NH) |
Yes |
$500 |
30 days |
| New Mexico (NM) |
Yes |
$2,500 |
35 days |
| North Dakota (ND) |
Yes |
$500 |
60 days |
| Ohio (OH) |
Yes |
$500 |
No maximum |
| Oklahoma (OK) |
Yes |
$500 |
45 days |
| Oregon (OR) |
Yes |
No maximum |
No maximum |
| Rhode Island (RI) |
Yes |
$500 |
No maximum |
| South Carolina (SC) |
Yes |
$550 |
31 days |
| South Dakota (SD) |
Yes |
$500 |
No maximum |
| Tennessee (TN) |
Yes |
$500 |
31 days |
| Texas (TX) |
Yes |
No maximum |
31 days |
| Utah (UT) |
Yes |
No maximum |
70 days |
| Virginia (VA) |
Yes |
$500 |
No maximum |
| Washington (WA) |
Yes |
$700 |
45 days |
| Wisconsin (WI) |
Yes |
$1,500 |
90 days |
| Wyoming (WY) |
Yes |
No maximum |
One calendar month |
What are bad credit loans?
- Bad credit personal loans range from $100 to $1500.
- High-interest loans meant to be paid back quickly.
- Most lenders will require you to have a checking account to deposit and withdraw funds.
- You will typically have to pay back your loan on the date of your next paycheck.
- If you fail to repay your loan on time, there may be extra fees.
How can I build my bad credit?
- Rebuilding bad credit is a long process that will take patience.
- Limit the number of hard pulls on your credit.
- Take out a small loan and make each payment on time.
- Use your credit card but be sure to pay the balance off fully every month.
- The older your loan accounts, the more trust you will build.
How can I borrow money with bad credit?
When you have bad credit your options for obtaining a loan are severely limited. Creditors consider you a high-risk borrower, and therefore most will not offer you a loan. Banks and credit unions are very unlikely to help you unless your credit score is above 700. Cash advance lenders offer same day loans to people with low credit scores. Most people choose to apply online because it is convenient, but you can also apply in person if there is a cash lending store near you.
Where can you get a personal loan with no credit?
Obtaining a low-interest personal loan with no credit will be tough unless you have a co-signer. If you have someone with good credit to co-sign your first stop should be local banks and credit unions. If that is not an option, you can apply online at Landmark Cash ™.
